Side-by-side · Q2 2026 data
Credit Union One vs Financial Plus Credit Union
Metric by metric
| Measure | Credit Union One | Financial Plus Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 72 |
| Capital cushion | 66 | 67 (stronger) |
| Loan quality | 86 (stronger) | 84 |
| Earnings | 67 (stronger) | 56 |
| Funding & liquidity | 78 (stronger) | 71 |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 79th | 66th |
| Total assets | $1.8B | $1.7B |
| Deposits / shares | $1.6B | $1.4B |
| Capital ratio | 11.63% | 11.71% (stronger) |
| Problem loans | 0.42% (stronger) | 0.48% |
| Net charge-offs | 0.32% (stronger) | 0.67% |
| Return on assets | 1.18% (stronger) | 0.90% |
| Loans ÷ deposits | 82.5% (stronger) | 89.6% |
| Uninsured deposits | 5.9% (stronger) | 8.3% |
| Offices | 17 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.5% | — |
Credit Union One has the higher TellerScore (76 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Credit Union One leads on 6 and Financial Plus Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Davison, MI