Side-by-side · Q2 2026 data
Crest Savings Bank vs Applied Bank
Metric by metric
| Measure | Crest Savings Bank | Applied Bank |
|---|---|---|
| TellerScore | 62 | 93 (stronger) |
| Capital cushion | 39 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 37 | 100 (stronger) |
| Funding & liquidity | 55 (stronger) | 50 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 22nd | 98th |
| Total assets | $594.2M | $274.1M |
| Deposits / shares | $516.9M | $228.6M |
| Capital ratio | 8.85% | 17.49% (stronger) |
| Problem loans | 0.01% | 0.00% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 0.43% | 2.54% (stronger) |
| Loans ÷ deposits | 86.9% | 24.2% (stronger) |
| Uninsured deposits | 31.2% (stronger) | 64.1% |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.1% | — |
Applied Bank has the higher TellerScore (93 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Crest Savings Bank leads on 2 and Applied Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.