Side-by-side · Q2 2026 data
Crest Savings Bank vs Delaware River & Bay Auth Emp Federal Credit Union
Credit union
Delaware River & Bay Auth Emp Federal Credit Union
New Castle, Delaware · Under $100 million in assets
Metric by metric
| Measure | Crest Savings Bank | Delaware River & Bay Auth Emp Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 86 (stronger) |
| Capital cushion | 39 | 100 (stronger) |
| Loan quality | 100 (stronger) | 73 |
| Earnings | 37 | 65 (stronger) |
| Funding & liquidity | 55 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 22nd | 80th |
| Total assets | $594.2M | $4.1M |
| Deposits / shares | $516.9M | $3.1M |
| Capital ratio | 8.85% | 25.81% (stronger) |
| Problem loans | 0.01% (stronger) | 0.82% |
| Net charge-offs | -0.00% | -0.28% (stronger) |
| Return on assets | 0.43% | 1.12% (stronger) |
| Loans ÷ deposits | 86.9% | 14.2% (stronger) |
| Uninsured deposits | 31.2% | 0.0% (stronger) |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.1% | — |
Delaware River & Bay Auth Emp Federal Credit Union has the higher TellerScore (86 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Crest Savings Bank leads on 1 and Delaware River & Bay Auth Emp Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- North Cape May, NJ