Side-by-side · Q2 2026 data
Crews Bank & Trust vs San Antonio Citizens Federal Credit Union
Credit union
San Antonio Citizens Federal Credit Union
San Antonio, Florida · $100 million – $1 billion
Metric by metric
| Measure | Crews Bank & Trust | San Antonio Citizens Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 78 |
| Capital cushion | 57 | 60 (stronger) |
| Loan quality | 98 (stronger) | 91 |
| Earnings | 96 (stronger) | 65 |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 97th | 74th |
| Total assets | $2.3B | $399.9M |
| Deposits / shares | $2.1B | $356.8M |
| Capital ratio | 10.69% | 11.02% (stronger) |
| Problem loans | 0.06% (stronger) | 0.28% |
| Net charge-offs | 0.02% (stronger) | 0.26% |
| Return on assets | 1.90% (stronger) | 1.13% |
| Loans ÷ deposits | 63.1% | 50.1% (stronger) |
| Uninsured deposits | 18.7% | 8.1% (stronger) |
| Offices | 18 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.6% | — |
Crews Bank & Trust has the higher TellerScore (85 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Crews Bank & Trust leads on 4 and San Antonio Citizens Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.