Side-by-side · Q2 2026 data
Cross Bank vs First Financial Bank
Metric by metric
| Measure | Cross Bank | First Financial Bank |
|---|---|---|
| TellerScore | 54 (stronger) | 50 |
| Capital cushion | 55 | 62 (stronger) |
| Loan quality | 18 (stronger) | 0 |
| Earnings | 97 | 100 (stronger) |
| Funding & liquidity | 51 (stronger) | 44 |
| Problem-loan coverage | 62 (stronger) | 47 |
| Peer percentile | 10th | 7th |
| Total assets | $593.5M | $2.0B |
| Deposits / shares | $480.7M | $1.7B |
| Capital ratio | 10.45% | 11.15% (stronger) |
| Problem loans | 2.47% (stronger) | 3.64% |
| Net charge-offs | 0.01% (stronger) | 0.21% |
| Return on assets | 1.91% | 2.18% (stronger) |
| Loans ÷ deposits | 97.7% (stronger) | 102.1% |
| Uninsured deposits | 26.0% (stronger) | 28.2% |
| Offices | 10 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.2% | 7.5% |
Cross Bank has the higher TellerScore (54 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Cross Bank leads on 5 and First Financial Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Wynne, AR
- Cherry Valley, AR