Side-by-side · Q2 2026 data
Cross River Bank vs First Bank
Metric by metric
| Measure | Cross River Bank | First Bank |
|---|---|---|
| TellerScore | 42 | 59 (stronger) |
| Capital cushion | 68 (stronger) | 52 |
| Loan quality | 7 | 71 (stronger) |
| Earnings | 25 | 57 (stronger) |
| Funding & liquidity | 52 (stronger) | 33 |
| Problem-loan coverage | 70 | 88 (stronger) |
| Peer percentile | 3rd | 19th |
| Total assets | $8.5B | $4.1B |
| Deposits / shares | $6.7B | $3.3B |
| Capital ratio | 11.78% (stronger) | 10.17% |
| Problem loans | 2.79% | 0.86% (stronger) |
| Net charge-offs | 2.83% | 0.40% (stronger) |
| Return on assets | 0.12% | 0.92% (stronger) |
| Loans ÷ deposits | 87.8% (stronger) | 100.1% |
| Uninsured deposits | 33.3% (stronger) | 39.3% |
| Offices | 2 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.5% |
First Bank has the higher TellerScore (59 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Cross River Bank leads on 3 and First Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.