Side-by-side · Q2 2026 data
Crossroads Bank vs BankChampaign, National Association
Metric by metric
| Measure | Crossroads Bank | BankChampaign, National Association |
|---|---|---|
| TellerScore | 93 (stronger) | 84 |
| Capital cushion | 100 (stronger) | 68 |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 76 | 100 (stronger) |
| Funding & liquidity | 88 (stronger) | 60 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 98th | 86th |
| Total assets | $234.7M | $242.8M |
| Deposits / shares | $195.0M | $193.3M |
| Capital ratio | 15.97% (stronger) | 11.84% |
| Problem loans | 0.06% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.39% | 2.14% (stronger) |
| Loans ÷ deposits | 71.9% (stronger) | 100.2% |
| Uninsured deposits | 10.4% (stronger) | 12.5% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Crossroads Bank has the higher TellerScore (93 vs 84). On the 6 directional measures above (where higher or lower is clearly better), Crossroads Bank leads on 4 and BankChampaign, National Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.