Side-by-side · Q2 2026 data
Crossroads Bank vs First Federal Savings and Loan Association of Central Illinois, S.B.
Bank
First Federal Savings and Loan Association of Central Illinois, S.B.
Shelbyville, Illinois · $100 million – $1 billion
Metric by metric
| Measure | Crossroads Bank | First Federal Savings and Loan Association of Central Illinois, S.B. |
|---|---|---|
| TellerScore | 93 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 57 |
| Loan quality | 98 (stronger) | 77 |
| Earnings | 76 (stronger) | 58 |
| Funding & liquidity | 88 (stronger) | 78 |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 98th | 40th |
| Total assets | $234.7M | $235.0M |
| Deposits / shares | $195.0M | $201.5M |
| Capital ratio | 15.97% (stronger) | 10.73% |
| Problem loans | 0.06% (stronger) | 0.70% |
| Net charge-offs | 0.00% (stronger) | 0.06% |
| Return on assets | 1.39% (stronger) | 0.96% |
| Loans ÷ deposits | 71.9% (stronger) | 82.4% |
| Uninsured deposits | 10.4% (stronger) | 10.6% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Crossroads Bank has the higher TellerScore (93 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Crossroads Bank leads on 7 and First Federal Savings and Loan Association of Central Illinois, S.B. on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.