Side-by-side · Q2 2026 data
Crossroads Bank vs Metropolitan Capital Bank & Trust
Metric by metric
| Measure | Crossroads Bank | Metropolitan Capital Bank & Trust |
|---|---|---|
| TellerScore | 93 (stronger) | 15 |
| Capital cushion | 100 (stronger) | 0 |
| Loan quality | 98 (stronger) | 6 |
| Earnings | 76 (stronger) | 0 |
| Funding & liquidity | 88 (stronger) | 87 |
| Problem-loan coverage | 99 (stronger) | 0 |
| Peer percentile | 98th | 0th |
| Total assets | $234.7M | $235.5M |
| Deposits / shares | $195.0M | $202.1M |
| Capital ratio | 15.97% (stronger) | 1.83% |
| Problem loans | 0.06% (stronger) | 2.82% |
| Net charge-offs | 0.00% (stronger) | 10.53% |
| Return on assets | 1.39% (stronger) | -6.92% |
| Loans ÷ deposits | 71.9% | 65.0% (stronger) |
| Uninsured deposits | 10.4% (stronger) | 22.3% |
| Offices | 2 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Crossroads Bank has the higher TellerScore (93 vs 15). On the 7 directional measures above (where higher or lower is clearly better), Crossroads Bank leads on 6 and Metropolitan Capital Bank & Trust on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.