Side-by-side · Q2 2026 data
Crowell State Bank vs American National Bank & Trust
Metric by metric
| Measure | Crowell State Bank | American National Bank & Trust |
|---|---|---|
| TellerScore | 79 (stronger) | 61 |
| Capital cushion | 60 (stronger) | 52 |
| Loan quality | 70 | 71 (stronger) |
| Earnings | 100 (stronger) | 59 |
| Funding & liquidity | 93 (stronger) | 48 |
| Problem-loan coverage | 92 (stronger) | 86 |
| Peer percentile | 63rd | 24th |
| Total assets | $57.5M | $2.5B |
| Deposits / shares | $51.0M | $2.2B |
| Capital ratio | 10.99% (stronger) | 10.18% |
| Problem loans | 0.89% | 0.88% (stronger) |
| Net charge-offs | 0.07% | 0.00% (stronger) |
| Return on assets | 2.49% (stronger) | 0.99% |
| Loans ÷ deposits | 55.6% (stronger) | 84.8% |
| Uninsured deposits | 21.8% (stronger) | 39.3% |
| Offices | 1 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.4% |
Crowell State Bank has the higher TellerScore (79 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Crowell State Bank leads on 5 and American National Bank & Trust on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.