Side-by-side · Q2 2026 data
Crowell State Bank vs Commerce Bank Texas
Metric by metric
| Measure | Crowell State Bank | Commerce Bank Texas |
|---|---|---|
| TellerScore | 79 (stronger) | 51 |
| Capital cushion | 60 | 77 (stronger) |
| Loan quality | 70 (stronger) | 12 |
| Earnings | 100 (stronger) | 16 |
| Funding & liquidity | 93 | 99 (stronger) |
| Problem-loan coverage | 92 (stronger) | 70 |
| Peer percentile | 63rd | 10th |
| Total assets | $57.5M | $60.6M |
| Deposits / shares | $51.0M | $51.9M |
| Capital ratio | 10.99% | 12.73% (stronger) |
| Problem loans | 0.89% (stronger) | 2.64% |
| Net charge-offs | 0.07% | 0.00% (stronger) |
| Return on assets | 2.49% (stronger) | -0.09% |
| Loans ÷ deposits | 55.6% | 45.5% (stronger) |
| Uninsured deposits | 21.8% | 15.9% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Crowell State Bank has the higher TellerScore (79 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Crowell State Bank leads on 3 and Commerce Bank Texas on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.