Side-by-side · Q2 2026 data
CS Bank vs Cross Bank
Metric by metric
| Measure | CS Bank | Cross Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 54 |
| Capital cushion | 70 (stronger) | 55 |
| Loan quality | 54 (stronger) | 18 |
| Earnings | 100 (stronger) | 97 |
| Funding & liquidity | 45 | 51 (stronger) |
| Problem-loan coverage | 82 (stronger) | 62 |
| Peer percentile | 40th | 10th |
| Total assets | $628.5M | $593.5M |
| Deposits / shares | $485.5M | $480.7M |
| Capital ratio | 11.97% (stronger) | 10.45% |
| Problem loans | 1.37% (stronger) | 2.47% |
| Net charge-offs | 0.12% | 0.01% (stronger) |
| Return on assets | 2.09% (stronger) | 1.91% |
| Loans ÷ deposits | 107.2% | 97.7% (stronger) |
| Uninsured deposits | 22.9% (stronger) | 26.0% |
| Offices | 7 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.2% | 1.2% |
CS Bank has the higher TellerScore (69 vs 54). On the 7 directional measures above (where higher or lower is clearly better), CS Bank leads on 5 and Cross Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.