Side-by-side · Q2 2026 data
CS Bank vs Fidelity Bank
Metric by metric
| Measure | CS Bank | Fidelity Bank |
|---|---|---|
| TellerScore | 69 | 78 (stronger) |
| Capital cushion | 70 | 81 (stronger) |
| Loan quality | 54 | 75 (stronger) |
| Earnings | 100 (stronger) | 71 |
| Funding & liquidity | 45 | 75 (stronger) |
| Problem-loan coverage | 82 | 93 (stronger) |
| Peer percentile | 40th | 72nd |
| Total assets | $628.5M | $546.8M |
| Deposits / shares | $485.5M | $496.3M |
| Capital ratio | 11.97% | 13.07% (stronger) |
| Problem loans | 1.37% | 0.74% (stronger) |
| Net charge-offs | 0.12% | 0.00% (stronger) |
| Return on assets | 2.09% (stronger) | 1.28% |
| Loans ÷ deposits | 107.2% | 51.1% (stronger) |
| Uninsured deposits | 22.9% (stronger) | 37.5% |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.2% | 6.3% |
Fidelity Bank has the higher TellerScore (78 vs 69). On the 7 directional measures above (where higher or lower is clearly better), CS Bank leads on 2 and Fidelity Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.