Side-by-side · Q2 2026 data
CS Bank vs Grand Savings Bank
Metric by metric
| Measure | CS Bank | Grand Savings Bank |
|---|---|---|
| TellerScore | 69 | 80 (stronger) |
| Capital cushion | 70 | 70 |
| Loan quality | 54 | 79 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 45 | 64 (stronger) |
| Problem-loan coverage | 82 | 92 (stronger) |
| Peer percentile | 40th | 90th |
| Total assets | $628.5M | $1.0B |
| Deposits / shares | $485.5M | $897.8M |
| Capital ratio | 11.97% | 11.97% (stronger) |
| Problem loans | 1.37% | 0.63% (stronger) |
| Net charge-offs | 0.12% | -0.00% (stronger) |
| Return on assets | 2.09% | 2.19% (stronger) |
| Loans ÷ deposits | 107.2% | 92.7% (stronger) |
| Uninsured deposits | 22.9% | 18.4% (stronger) |
| Offices | 7 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.2% | 7.9% |
Grand Savings Bank has the higher TellerScore (80 vs 69). On the 7 directional measures above (where higher or lower is clearly better), CS Bank leads on 0 and Grand Savings Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.