Side-by-side · Q2 2026 data
Cta-74th Street Depot Federal Credit Union vs Chicago Area Office Federal Credit Union
Credit union
Cta-74th Street Depot Federal Credit Union
Chicago, Illinois · Under $100 million in assets
Credit union
Chicago Area Office Federal Credit Union
Chicago, Illinois · Under $100 million in assets
Metric by metric
| Measure | Cta-74th Street Depot Federal Credit Union | Chicago Area Office Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 53 |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 0 |
| Earnings | 3 (stronger) | 0 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 75 | 84 (stronger) |
| Peer percentile | 12th | 12th |
| Total assets | $8.6M | $9.4M |
| Deposits / shares | $7.1M | $7.4M |
| Capital ratio | 16.69% | 20.49% (stronger) |
| Problem loans | 6.53% | 6.32% (stronger) |
| Net charge-offs | 4.16% | 1.02% (stronger) |
| Return on assets | -0.43% (stronger) | -1.54% |
| Loans ÷ deposits | 38.9% | 34.0% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 5.8% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Cta-74th Street Depot Federal Credit Union leads on 2 and Chicago Area Office Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.