Side-by-side · Q2 2026 data
Cta-74th Street Depot Federal Credit Union vs Western Springs Federal Credit Union
Credit union
Cta-74th Street Depot Federal Credit Union
Chicago, Illinois · Under $100 million in assets
Credit union
Western Springs Federal Credit Union
Western Springs, Illinois · Under $100 million in assets
Metric by metric
| Measure | Cta-74th Street Depot Federal Credit Union | Western Springs Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 95 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 85 (stronger) |
| Earnings | 3 | 95 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 75 | 98 (stronger) |
| Peer percentile | 12th | 96th |
| Total assets | $8.6M | $3.9M |
| Deposits / shares | $7.1M | $3.2M |
| Capital ratio | 16.69% | 18.19% (stronger) |
| Problem loans | 6.53% | 0.46% (stronger) |
| Net charge-offs | 4.16% | 0.00% (stronger) |
| Return on assets | -0.43% | 1.88% (stronger) |
| Loans ÷ deposits | 38.9% (stronger) | 47.7% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Western Springs Federal Credit Union has the higher TellerScore (95 vs 53). On the 6 directional measures above (where higher or lower is clearly better), Cta-74th Street Depot Federal Credit Union leads on 1 and Western Springs Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.