Side-by-side · Q2 2026 data
CTBC Bank Corp. (USA) vs Five Star Bank
Metric by metric
| Measure | CTBC Bank Corp. (USA) | Five Star Bank |
|---|---|---|
| TellerScore | 64 | 68 (stronger) |
| Capital cushion | 97 (stronger) | 53 |
| Loan quality | 48 | 90 (stronger) |
| Earnings | 55 | 85 (stronger) |
| Funding & liquidity | 23 (stronger) | 18 |
| Problem-loan coverage | 83 | 95 (stronger) |
| Peer percentile | 33rd | 49th |
| Total assets | $5.9B | $5.4B |
| Deposits / shares | $5.0B | $4.8B |
| Capital ratio | 14.67% (stronger) | 10.25% |
| Problem loans | 1.55% | 0.30% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.08% |
| Return on assets | 0.87% | 1.62% (stronger) |
| Loans ÷ deposits | 87.1% (stronger) | 93.0% |
| Uninsured deposits | 66.5% | 59.2% (stronger) |
| Offices | 20 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.8% | 1.7% |
Five Star Bank has the higher TellerScore (68 vs 64). On the 7 directional measures above (where higher or lower is clearly better), CTBC Bank Corp. (USA) leads on 3 and Five Star Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.