Side-by-side · Q2 2026 data
Cuba Credit Union vs High Desert Community Credit Union
Credit union
High Desert Community Credit Union
Aztec, New Mexico · Under $100 million in assets
Metric by metric
| Measure | Cuba Credit Union | High Desert Community Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 80 |
| Loan quality | 100 (stronger) | 35 |
| Earnings | 57 | 60 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 88 |
| Peer percentile | 90th | 38th |
| Total assets | $23.5M | $18.3M |
| Deposits / shares | $19.1M | $15.9M |
| Capital ratio | 18.39% (stronger) | 12.95% |
| Problem loans | 0.00% (stronger) | 1.95% |
| Net charge-offs | 0.00% (stronger) | 0.12% |
| Return on assets | 0.92% | 1.01% (stronger) |
| Loans ÷ deposits | 37.3% (stronger) | 44.1% |
| Uninsured deposits | 13.1% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cuba Credit Union has the higher TellerScore (91 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Cuba Credit Union leads on 5 and High Desert Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.