Side-by-side · Q2 2026 data
Cumberland Security Bank, Inc. vs Bank of Lexington, Inc.
Metric by metric
| Measure | Cumberland Security Bank, Inc. | Bank of Lexington, Inc. |
|---|---|---|
| TellerScore | 87 (stronger) | 74 |
| Capital cushion | 91 (stronger) | 65 |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 100 (stronger) | 68 |
| Funding & liquidity | 38 | 39 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 91st | 57th |
| Total assets | $420.1M | $410.8M |
| Deposits / shares | $359.4M | $322.2M |
| Capital ratio | 14.14% (stronger) | 11.50% |
| Problem loans | 0.16% | 0.01% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 4.50% (stronger) | 1.21% |
| Loans ÷ deposits | 93.7% (stronger) | 99.7% |
| Uninsured deposits | 40.5% | 34.6% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.1% |
Cumberland Security Bank, Inc. has the higher TellerScore (87 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Cumberland Security Bank, Inc. leads on 4 and Bank of Lexington, Inc. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.