Side-by-side · Q2 2026 data
Cumberland Security Bank, Inc. vs Town & Country Bank and Trust Company
Metric by metric
| Measure | Cumberland Security Bank, Inc. | Town & Country Bank and Trust Company |
|---|---|---|
| TellerScore | 87 (stronger) | 82 |
| Capital cushion | 91 (stronger) | 77 |
| Loan quality | 95 (stronger) | 86 |
| Earnings | 100 (stronger) | 79 |
| Funding & liquidity | 38 | 83 (stronger) |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 91st | 82nd |
| Total assets | $420.1M | $433.7M |
| Deposits / shares | $359.4M | $378.0M |
| Capital ratio | 14.14% (stronger) | 12.75% |
| Problem loans | 0.16% (stronger) | 0.42% |
| Net charge-offs | 0.01% (stronger) | 0.01% |
| Return on assets | 4.50% (stronger) | 1.47% |
| Loans ÷ deposits | 93.7% | 74.8% (stronger) |
| Uninsured deposits | 40.5% | 17.1% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cumberland Security Bank, Inc. has the higher TellerScore (87 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Cumberland Security Bank, Inc. leads on 5 and Town & Country Bank and Trust Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.