Side-by-side · Q2 2026 data
Cumberland Valley National Bank & Trust Company vs Whitaker Bank
Bank
Cumberland Valley National Bank & Trust Company
London, Kentucky · $100 million – $1 billion
Metric by metric
| Measure | Cumberland Valley National Bank & Trust Company | Whitaker Bank |
|---|---|---|
| TellerScore | 69 | 84 (stronger) |
| Capital cushion | 45 | 79 (stronger) |
| Loan quality | 93 | 93 |
| Earnings | 66 | 77 (stronger) |
| Funding & liquidity | 64 | 80 (stronger) |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 40th | 95th |
| Total assets | $816.1M | $1.9B |
| Deposits / shares | $737.2M | $1.6B |
| Capital ratio | 9.49% | 12.89% (stronger) |
| Problem loans | 0.22% | 0.21% (stronger) |
| Net charge-offs | -0.08% (stronger) | 0.06% |
| Return on assets | 1.15% | 1.42% (stronger) |
| Loans ÷ deposits | 74.8% | 67.3% (stronger) |
| Uninsured deposits | 34.1% | 26.8% (stronger) |
| Offices | 13 | 44 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.9% | — |
Whitaker Bank has the higher TellerScore (84 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Cumberland Valley National Bank & Trust Company leads on 1 and Whitaker Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.