Side-by-side · Q2 2026 data
Currency Bank vs Baton Rouge City Parish Emp Federal Credit Union
Credit union
Baton Rouge City Parish Emp Federal Credit Union
Baton Rouge, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Currency Bank | Baton Rouge City Parish Emp Federal Credit Union |
|---|---|---|
| TellerScore | 86 | 96 (stronger) |
| Capital cushion | 84 | 100 (stronger) |
| Loan quality | 95 (stronger) | 89 |
| Earnings | 98 (stronger) | 93 |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 90th | 97th |
| Total assets | $248.5M | $58.2M |
| Deposits / shares | $203.2M | $45.2M |
| Capital ratio | 13.38% | 21.98% (stronger) |
| Problem loans | 0.14% (stronger) | 0.33% |
| Net charge-offs | -0.05% (stronger) | 0.09% |
| Return on assets | 1.95% (stronger) | 1.83% |
| Loans ÷ deposits | 93.0% | 43.1% (stronger) |
| Uninsured deposits | 30.3% | 0.8% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Baton Rouge City Parish Emp Federal Credit Union has the higher TellerScore (96 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Currency Bank leads on 3 and Baton Rouge City Parish Emp Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.