Side-by-side · Q2 2026 data
Currency Bank vs Bayou Federal Credit Union
Metric by metric
| Measure | Currency Bank | Bayou Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 84 |
| Capital cushion | 84 | 100 (stronger) |
| Loan quality | 95 (stronger) | 90 |
| Earnings | 98 (stronger) | 47 |
| Funding & liquidity | 50 | 80 (stronger) |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 90th | 75th |
| Total assets | $248.5M | $82.5M |
| Deposits / shares | $203.2M | $69.0M |
| Capital ratio | 13.38% | 15.91% (stronger) |
| Problem loans | 0.14% (stronger) | 0.30% |
| Net charge-offs | -0.05% (stronger) | 0.24% |
| Return on assets | 1.95% (stronger) | 0.67% |
| Loans ÷ deposits | 93.0% | 80.5% (stronger) |
| Uninsured deposits | 30.3% | 4.4% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Currency Bank has the higher TellerScore (86 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Currency Bank leads on 4 and Bayou Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.