Side-by-side · Q2 2026 data
Currency Bank vs Meritus Federal Credit Union
Metric by metric
| Measure | Currency Bank | Meritus Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 68 |
| Capital cushion | 84 (stronger) | 82 |
| Loan quality | 95 (stronger) | 78 |
| Earnings | 98 (stronger) | 14 |
| Funding & liquidity | 50 | 81 (stronger) |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 90th | 45th |
| Total assets | $248.5M | $246.0M |
| Deposits / shares | $203.2M | $208.8M |
| Capital ratio | 13.38% (stronger) | 13.24% |
| Problem loans | 0.14% (stronger) | 0.67% |
| Net charge-offs | -0.05% (stronger) | 0.82% |
| Return on assets | 1.95% (stronger) | -0.15% |
| Loans ÷ deposits | 93.0% | 79.2% (stronger) |
| Uninsured deposits | 30.3% | 1.1% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 28.1% |
Currency Bank has the higher TellerScore (86 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Currency Bank leads on 5 and Meritus Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.