Side-by-side · Q2 2026 data
Cutting Edge Federal Credit Union vs United Trades Federal Credit Union
Credit union
Cutting Edge Federal Credit Union
Milwaukie, Oregon · Under $100 million in assets
Credit union
United Trades Federal Credit Union
Tualatin, Oregon · Under $100 million in assets
Metric by metric
| Measure | Cutting Edge Federal Credit Union | United Trades Federal Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 63 |
| Capital cushion | 44 | 80 (stronger) |
| Loan quality | 92 (stronger) | 47 |
| Earnings | 24 | 29 (stronger) |
| Funding & liquidity | 100 (stronger) | 89 |
| Problem-loan coverage | 98 (stronger) | 85 |
| Peer percentile | 32nd | 26th |
| Total assets | $53.1M | $56.2M |
| Deposits / shares | $47.1M | $48.4M |
| Capital ratio | 9.39% | 13.02% (stronger) |
| Problem loans | 0.24% (stronger) | 1.60% |
| Net charge-offs | 0.60% | 0.19% (stronger) |
| Return on assets | 0.09% | 0.22% (stronger) |
| Loans ÷ deposits | 40.9% (stronger) | 70.9% |
| Uninsured deposits | 4.9% (stronger) | 5.5% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cutting Edge Federal Credit Union has the higher TellerScore (66 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Cutting Edge Federal Credit Union leads on 4 and United Trades Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.