Side-by-side · Q2 2026 data
Cvph Employees Federal Credit Union vs Seneca Nation of Indians Federal Credit Union
Credit union
Cvph Employees Federal Credit Union
Plattsburgh, New York · Under $100 million in assets
Credit union
Seneca Nation of Indians Federal Credit Union
Irving, New York · Under $100 million in assets
Metric by metric
| Measure | Cvph Employees Federal Credit Union | Seneca Nation of Indians Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 75 (stronger) |
| Capital cushion | 58 | 85 (stronger) |
| Loan quality | 99 (stronger) | 52 |
| Earnings | 29 | 64 (stronger) |
| Funding & liquidity | 81 | 97 (stronger) |
| Problem-loan coverage | 99 (stronger) | 88 |
| Peer percentile | 40th | 52nd |
| Total assets | $10.4M | $9.5M |
| Deposits / shares | $9.3M | $8.2M |
| Capital ratio | 10.77% | 13.47% (stronger) |
| Problem loans | 0.04% (stronger) | 1.43% |
| Net charge-offs | 0.02% (stronger) | 0.41% |
| Return on assets | 0.21% | 1.09% (stronger) |
| Loans ÷ deposits | 79.5% | 62.9% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 4.2% |
| Offices | 2 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Seneca Nation of Indians Federal Credit Union has the higher TellerScore (75 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Cvph Employees Federal Credit Union leads on 3 and Seneca Nation of Indians Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.