Side-by-side · Q2 2026 data
Cypress Bank & Trust vs Coastline Federal Credit Union
Metric by metric
| Measure | Cypress Bank & Trust | Coastline Federal Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 70 |
| Capital cushion | 68 (stronger) | 66 |
| Loan quality | 100 (stronger) | 86 |
| Earnings | 71 (stronger) | 29 |
| Funding & liquidity | 62 | 88 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 75th | 51st |
| Total assets | $256.8M | $136.2M |
| Deposits / shares | $219.3M | $120.7M |
| Capital ratio | 11.76% (stronger) | 11.63% |
| Problem loans | 0.00% (stronger) | 0.41% |
| Net charge-offs | 0.00% (stronger) | 0.43% |
| Return on assets | 1.26% (stronger) | 0.23% |
| Loans ÷ deposits | 76.6% | 72.2% (stronger) |
| Uninsured deposits | 34.9% | 3.5% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Cypress Bank & Trust has the higher TellerScore (79 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Cypress Bank & Trust leads on 5 and Coastline Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.