Side-by-side · Q2 2026 data
Cypress Bank & Trust vs Commerce Bank & Trust
Metric by metric
| Measure | Cypress Bank & Trust | Commerce Bank & Trust |
|---|---|---|
| TellerScore | 79 (stronger) | 44 |
| Capital cushion | 68 (stronger) | 55 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 71 (stronger) | 56 |
| Funding & liquidity | 62 | 77 (stronger) |
| Problem-loan coverage | 100 (stronger) | 47 |
| Peer percentile | 75th | 4th |
| Total assets | $256.8M | $197.9M |
| Deposits / shares | $219.3M | $168.8M |
| Capital ratio | 11.76% (stronger) | 10.46% |
| Problem loans | 0.00% (stronger) | 3.44% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.26% (stronger) | 0.91% |
| Loans ÷ deposits | 76.6% | 75.7% (stronger) |
| Uninsured deposits | 34.9% | 22.3% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cypress Bank & Trust has the higher TellerScore (79 vs 44). On the 6 directional measures above (where higher or lower is clearly better), Cypress Bank & Trust leads on 4 and Commerce Bank & Trust on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.