Side-by-side · Q2 2026 data
Cypress Bank & Trust vs Gulf Atlantic Bank
Metric by metric
| Measure | Cypress Bank & Trust | Gulf Atlantic Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 62 |
| Capital cushion | 68 (stronger) | 44 |
| Loan quality | 100 (stronger) | 93 |
| Earnings | 71 (stronger) | 47 |
| Funding & liquidity | 62 (stronger) | 46 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 75th | 22nd |
| Total assets | $256.8M | $253.2M |
| Deposits / shares | $219.3M | $213.0M |
| Capital ratio | 11.76% (stronger) | 9.38% |
| Problem loans | 0.00% (stronger) | 0.20% |
| Net charge-offs | 0.00% (stronger) | 0.19% |
| Return on assets | 1.26% (stronger) | 0.68% |
| Loans ÷ deposits | 76.6% (stronger) | 89.1% |
| Uninsured deposits | 34.9% (stronger) | 37.7% |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cypress Bank & Trust has the higher TellerScore (79 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Cypress Bank & Trust leads on 7 and Gulf Atlantic Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.