Side-by-side · Q2 2026 data
Dacotah Bank vs Dakota Plains Federal Credit Union
Credit union
Dakota Plains Federal Credit Union
Lemmon, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Dacotah Bank | Dakota Plains Federal Credit Union |
|---|---|---|
| TellerScore | 55 | 68 (stronger) |
| Capital cushion | 51 (stronger) | 41 |
| Loan quality | 49 | 81 (stronger) |
| Earnings | 64 | 65 (stronger) |
| Funding & liquidity | 47 | 88 (stronger) |
| Problem-loan coverage | 76 | 92 (stronger) |
| Peer percentile | 13th | 36th |
| Total assets | $4.9B | $84.4M |
| Deposits / shares | $4.3B | $75.8M |
| Capital ratio | 10.07% (stronger) | 9.13% |
| Problem loans | 1.52% | 0.56% (stronger) |
| Net charge-offs | 0.23% (stronger) | 0.27% |
| Return on assets | 1.09% | 1.13% (stronger) |
| Loans ÷ deposits | 92.8% | 72.1% (stronger) |
| Uninsured deposits | 33.5% | 10.7% (stronger) |
| Offices | 32 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.4% | — |
Dakota Plains Federal Credit Union has the higher TellerScore (68 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Dacotah Bank leads on 2 and Dakota Plains Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hettinger, ND
- Bison, SD
- Lemmon, SD