Side-by-side · Q2 2026 data
Dade County Federal Credit Union vs University Credit Union
Metric by metric
| Measure | Dade County Federal Credit Union | University Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 71 |
| Capital cushion | 81 (stronger) | 57 |
| Loan quality | 90 | 92 (stronger) |
| Earnings | 88 (stronger) | 29 |
| Funding & liquidity | 68 | 100 (stronger) |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 93rd | 54th |
| Total assets | $1.5B | $228.7M |
| Deposits / shares | $1.2B | $202.4M |
| Capital ratio | 13.09% (stronger) | 10.75% |
| Problem loans | 0.31% | 0.24% (stronger) |
| Net charge-offs | 0.38% (stronger) | 0.39% |
| Return on assets | 1.69% (stronger) | 0.22% |
| Loans ÷ deposits | 92.6% | 50.3% (stronger) |
| Uninsured deposits | 9.9% | 5.4% (stronger) |
| Offices | 10 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 45.9% | — |
Dade County Federal Credit Union has the higher TellerScore (84 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Dade County Federal Credit Union leads on 4 and University Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.