Side-by-side · Q2 2026 data
Dakota Community Bank & Trust, National Association vs Bravera Bank
Bank
Dakota Community Bank & Trust, National Association
Hebron, North Dakota · $1 billion – $10 billion
Metric by metric
| Measure | Dakota Community Bank & Trust, National Association | Bravera Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 67 |
| Capital cushion | 41 | 47 (stronger) |
| Loan quality | 97 (stronger) | 70 |
| Earnings | 93 (stronger) | 75 |
| Funding & liquidity | 73 | 75 (stronger) |
| Problem-loan coverage | 99 (stronger) | 88 |
| Peer percentile | 80th | 44th |
| Total assets | $1.4B | $3.8B |
| Deposits / shares | $1.2B | $3.3B |
| Capital ratio | 9.07% | 9.73% (stronger) |
| Problem loans | 0.08% (stronger) | 0.90% |
| Net charge-offs | 0.00% | -0.04% (stronger) |
| Return on assets | 1.83% (stronger) | 1.37% |
| Loans ÷ deposits | 67.0% (stronger) | 82.2% |
| Uninsured deposits | 32.9% | 17.6% (stronger) |
| Offices | 13 | 35 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.1% | 2.2% |
Dakota Community Bank & Trust, National Association has the higher TellerScore (76 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Dakota Community Bank & Trust, National Association leads on 4 and Bravera Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.