Side-by-side · Q2 2026 data
Dakota Community Bank & Trust, National Association vs Starion Bank
Bank
Dakota Community Bank & Trust, National Association
Hebron, North Dakota · $1 billion – $10 billion
Metric by metric
| Measure | Dakota Community Bank & Trust, National Association | Starion Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 56 |
| Capital cushion | 41 | 44 (stronger) |
| Loan quality | 97 (stronger) | 52 |
| Earnings | 93 (stronger) | 66 |
| Funding & liquidity | 73 (stronger) | 58 |
| Problem-loan coverage | 99 (stronger) | 81 |
| Peer percentile | 80th | 15th |
| Total assets | $1.4B | $2.1B |
| Deposits / shares | $1.2B | $1.8B |
| Capital ratio | 9.07% | 9.45% (stronger) |
| Problem loans | 0.08% (stronger) | 1.45% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.83% (stronger) | 1.14% |
| Loans ÷ deposits | 67.0% (stronger) | 69.4% |
| Uninsured deposits | 32.9% (stronger) | 44.6% |
| Offices | 13 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.1% | 3.1% |
Dakota Community Bank & Trust, National Association has the higher TellerScore (76 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Dakota Community Bank & Trust, National Association leads on 5 and Starion Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.