Side-by-side · Q2 2026 data
Dakota Rail Line Federal Credit Union vs Sisseton-Wahpeton Federal Credit Union
Credit union
Dakota Rail Line Federal Credit Union
Huron, South Dakota · Under $100 million in assets
Credit union
Sisseton-Wahpeton Federal Credit Union
Agency Village, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Dakota Rail Line Federal Credit Union | Sisseton-Wahpeton Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 47 |
| Capital cushion | 100 | 100 |
| Loan quality | 61 (stronger) | 0 |
| Earnings | 91 (stronger) | 5 |
| Funding & liquidity | 73 (stronger) | 50 |
| Problem-loan coverage | 91 (stronger) | 89 |
| Peer percentile | 75th | 7th |
| Total assets | $5.1M | $4.9M |
| Deposits / shares | $4.2M | $2.3M |
| Capital ratio | 17.44% | 41.30% (stronger) |
| Problem loans | 1.17% (stronger) | 3.84% |
| Net charge-offs | -0.01% | -0.04% (stronger) |
| Return on assets | 1.78% (stronger) | -0.37% |
| Loans ÷ deposits | 86.9% (stronger) | 129.4% |
| Uninsured deposits | 3.7% (stronger) | 10.4% |
| Offices | 0 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Dakota Rail Line Federal Credit Union has the higher TellerScore (84 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Dakota Rail Line Federal Credit Union leads on 5 and Sisseton-Wahpeton Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.