Side-by-side · Q2 2026 data
Dakota Star Federal Credit Union vs Dakota Plains Federal Credit Union
Credit union
Dakota Star Federal Credit Union
Rapid City, South Dakota · Under $100 million in assets
Credit union
Dakota Plains Federal Credit Union
Lemmon, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Dakota Star Federal Credit Union | Dakota Plains Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 68 (stronger) |
| Capital cushion | 40 | 41 (stronger) |
| Loan quality | 69 | 81 (stronger) |
| Earnings | 67 (stronger) | 65 |
| Funding & liquidity | 87 | 88 (stronger) |
| Problem-loan coverage | 86 | 92 (stronger) |
| Peer percentile | 28th | 36th |
| Total assets | $44.9M | $84.4M |
| Deposits / shares | $40.4M | $75.8M |
| Capital ratio | 9.00% | 9.13% (stronger) |
| Problem loans | 0.93% | 0.56% (stronger) |
| Net charge-offs | 0.18% (stronger) | 0.27% |
| Return on assets | 1.17% (stronger) | 1.13% |
| Loans ÷ deposits | 72.6% | 72.1% (stronger) |
| Uninsured deposits | 15.3% | 10.7% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Dakota Plains Federal Credit Union has the higher TellerScore (68 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Dakota Star Federal Credit Union leads on 2 and Dakota Plains Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.