Side-by-side · Q2 2026 data
Dakota Star Federal Credit Union vs Oahe Federal Credit Union
Credit union
Dakota Star Federal Credit Union
Rapid City, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Dakota Star Federal Credit Union | Oahe Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 87 (stronger) |
| Capital cushion | 40 | 100 (stronger) |
| Loan quality | 69 (stronger) | 66 |
| Earnings | 67 | 81 (stronger) |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 86 | 94 (stronger) |
| Peer percentile | 28th | 83rd |
| Total assets | $44.9M | $45.1M |
| Deposits / shares | $40.4M | $37.6M |
| Capital ratio | 9.00% | 16.23% (stronger) |
| Problem loans | 0.93% (stronger) | 1.03% |
| Net charge-offs | 0.18% (stronger) | 0.19% |
| Return on assets | 1.17% | 1.54% (stronger) |
| Loans ÷ deposits | 72.6% | 60.1% (stronger) |
| Uninsured deposits | 15.3% | 1.1% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Oahe Federal Credit Union has the higher TellerScore (87 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Dakota Star Federal Credit Union leads on 2 and Oahe Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.