Side-by-side · Q2 2026 data
Dakota Star Federal Credit Union vs Rushmore Electric Federal Credit Union
Credit union
Dakota Star Federal Credit Union
Rapid City, South Dakota · Under $100 million in assets
Credit union
Rushmore Electric Federal Credit Union
Rapid City, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Dakota Star Federal Credit Union | Rushmore Electric Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 72 (stronger) |
| Capital cushion | 40 | 50 (stronger) |
| Loan quality | 69 | 83 (stronger) |
| Earnings | 67 (stronger) | 56 |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 86 | 97 (stronger) |
| Peer percentile | 28th | 44th |
| Total assets | $44.9M | $29.3M |
| Deposits / shares | $40.4M | $26.2M |
| Capital ratio | 9.00% | 10.00% (stronger) |
| Problem loans | 0.93% | 0.50% (stronger) |
| Net charge-offs | 0.18% | 0.00% (stronger) |
| Return on assets | 1.17% (stronger) | 0.90% |
| Loans ÷ deposits | 72.6% | 28.4% (stronger) |
| Uninsured deposits | 15.3% | 13.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rushmore Electric Federal Credit Union has the higher TellerScore (72 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Dakota Star Federal Credit Union leads on 1 and Rushmore Electric Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.