Side-by-side · Q2 2026 data
Dakota Star Federal Credit Union vs Sioux Valley Coop Federal Credit Union
Credit union
Dakota Star Federal Credit Union
Rapid City, South Dakota · Under $100 million in assets
Credit union
Sioux Valley Coop Federal Credit Union
Watertown, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Dakota Star Federal Credit Union | Sioux Valley Coop Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 83 (stronger) |
| Capital cushion | 40 | 100 (stronger) |
| Loan quality | 69 (stronger) | 63 |
| Earnings | 67 | 85 (stronger) |
| Funding & liquidity | 87 (stronger) | 75 |
| Problem-loan coverage | 86 | 93 (stronger) |
| Peer percentile | 28th | 72nd |
| Total assets | $44.9M | $40.7M |
| Deposits / shares | $40.4M | $31.9M |
| Capital ratio | 9.00% | 20.64% (stronger) |
| Problem loans | 0.93% (stronger) | 1.10% |
| Net charge-offs | 0.18% (stronger) | 0.40% |
| Return on assets | 1.17% | 1.63% (stronger) |
| Loans ÷ deposits | 72.6% (stronger) | 85.0% |
| Uninsured deposits | 15.3% | 1.8% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sioux Valley Coop Federal Credit Union has the higher TellerScore (83 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Dakota Star Federal Credit Union leads on 3 and Sioux Valley Coop Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.