Side-by-side · Q2 2026 data
Dakota West Credit Union vs North Star Community Credit Union
Credit union
North Star Community Credit Union
Maddock, North Dakota · $100 million – $1 billion
Metric by metric
| Measure | Dakota West Credit Union | North Star Community Credit Union |
|---|---|---|
| TellerScore | 61 | 61 |
| Capital cushion | 92 | 93 (stronger) |
| Loan quality | 0 | 4 (stronger) |
| Earnings | 64 | 67 (stronger) |
| Funding & liquidity | 86 (stronger) | 76 |
| Problem-loan coverage | 74 (stronger) | 71 |
| Peer percentile | 24th | 24th |
| Total assets | $326.5M | $464.8M |
| Deposits / shares | $282.8M | $396.8M |
| Capital ratio | 14.17% | 14.31% (stronger) |
| Problem loans | 3.14% | 2.87% (stronger) |
| Net charge-offs | 0.13% (stronger) | 0.44% |
| Return on assets | 1.09% | 1.18% (stronger) |
| Loans ÷ deposits | 58.8% (stronger) | 84.3% |
| Uninsured deposits | 27.7% | 7.3% (stronger) |
| Offices | 8 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 51.5% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Dakota West Credit Union leads on 2 and North Star Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.