Side-by-side · Q2 2026 data
Dakota West Credit Union vs United Savings Credit Union
Metric by metric
| Measure | Dakota West Credit Union | United Savings Credit Union |
|---|---|---|
| TellerScore | 61 (stronger) | 50 |
| Capital cushion | 92 (stronger) | 77 |
| Loan quality | 0 | 4 (stronger) |
| Earnings | 64 (stronger) | 36 |
| Funding & liquidity | 86 (stronger) | 78 |
| Problem-loan coverage | 74 (stronger) | 68 |
| Peer percentile | 24th | 6th |
| Total assets | $326.5M | $125.2M |
| Deposits / shares | $282.8M | $108.6M |
| Capital ratio | 14.17% (stronger) | 12.70% |
| Problem loans | 3.14% | 2.88% (stronger) |
| Net charge-offs | 0.13% (stronger) | 0.35% |
| Return on assets | 1.09% (stronger) | 0.40% |
| Loans ÷ deposits | 58.8% (stronger) | 82.4% |
| Uninsured deposits | 27.7% | 5.3% (stronger) |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 51.5% | — |
Dakota West Credit Union has the higher TellerScore (61 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Dakota West Credit Union leads on 5 and United Savings Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.