Side-by-side · Q2 2026 data
Dakota Western Bank vs Dakota Heritage Bank
Metric by metric
| Measure | Dakota Western Bank | Dakota Heritage Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 63 |
| Capital cushion | 66 (stronger) | 48 |
| Loan quality | 72 (stronger) | 46 |
| Earnings | 100 (stronger) | 98 |
| Funding & liquidity | 65 | 66 (stronger) |
| Problem-loan coverage | 89 (stronger) | 74 |
| Peer percentile | 64th | 24th |
| Total assets | $416.2M | $416.8M |
| Deposits / shares | $361.6M | $366.8M |
| Capital ratio | 11.57% (stronger) | 9.83% |
| Problem loans | 0.84% (stronger) | 1.62% |
| Net charge-offs | 0.08% | 0.03% (stronger) |
| Return on assets | 2.09% (stronger) | 1.96% |
| Loans ÷ deposits | 82.1% (stronger) | 93.4% |
| Uninsured deposits | 26.8% | 15.6% (stronger) |
| Offices | 4 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.1% |
Dakota Western Bank has the higher TellerScore (76 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Dakota Western Bank leads on 5 and Dakota Heritage Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.