Side-by-side · Q2 2026 data
Dakota Western Bank vs Dakota West Credit Union
Metric by metric
| Measure | Dakota Western Bank | Dakota West Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 61 |
| Capital cushion | 66 | 92 (stronger) |
| Loan quality | 72 (stronger) | 0 |
| Earnings | 100 (stronger) | 64 |
| Funding & liquidity | 65 | 86 (stronger) |
| Problem-loan coverage | 89 (stronger) | 74 |
| Peer percentile | 64th | 24th |
| Total assets | $416.2M | $326.5M |
| Deposits / shares | $361.6M | $282.8M |
| Capital ratio | 11.57% | 14.17% (stronger) |
| Problem loans | 0.84% (stronger) | 3.14% |
| Net charge-offs | 0.08% (stronger) | 0.13% |
| Return on assets | 2.09% (stronger) | 1.09% |
| Loans ÷ deposits | 82.1% | 58.8% (stronger) |
| Uninsured deposits | 26.8% (stronger) | 27.7% |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 51.5% |
Dakota Western Bank has the higher TellerScore (76 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Dakota Western Bank leads on 5 and Dakota West Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Bowman, ND