Side-by-side · Q2 2026 data
Dakotaland Federal Credit Union vs Bluestone Federal Credit Union
Credit union
Bluestone Federal Credit Union
Sioux Falls, South Dakota · $100 million – $1 billion
Metric by metric
| Measure | Dakotaland Federal Credit Union | Bluestone Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 68 |
| Capital cushion | 59 (stronger) | 46 |
| Loan quality | 81 | 83 (stronger) |
| Earnings | 82 (stronger) | 55 |
| Funding & liquidity | 82 | 88 (stronger) |
| Problem-loan coverage | 93 | 93 |
| Peer percentile | 68th | 45th |
| Total assets | $751.6M | $205.6M |
| Deposits / shares | $644.5M | $176.4M |
| Capital ratio | 10.87% (stronger) | 9.57% |
| Problem loans | 0.57% | 0.50% (stronger) |
| Net charge-offs | 0.10% (stronger) | 0.70% |
| Return on assets | 1.54% (stronger) | 0.87% |
| Loans ÷ deposits | 78.1% | 72.6% (stronger) |
| Uninsured deposits | 13.5% | 9.3% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.6% |
Dakotaland Federal Credit Union has the higher TellerScore (76 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Dakotaland Federal Credit Union leads on 4 and Bluestone Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.