Side-by-side · Q2 2026 data
Dakotaland Federal Credit Union vs Hb Telco Federal Credit Union
Metric by metric
| Measure | Dakotaland Federal Credit Union | Hb Telco Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 57 |
| Capital cushion | 59 (stronger) | 36 |
| Loan quality | 81 | 100 (stronger) |
| Earnings | 82 (stronger) | 0 |
| Funding & liquidity | 82 (stronger) | 74 |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 68th | 17th |
| Total assets | $751.6M | $4.9M |
| Deposits / shares | $644.5M | $4.5M |
| Capital ratio | 10.87% (stronger) | 8.59% |
| Problem loans | 0.57% | 0.00% (stronger) |
| Net charge-offs | 0.10% | 0.07% (stronger) |
| Return on assets | 1.54% (stronger) | -0.81% |
| Loans ÷ deposits | 78.1% (stronger) | 86.1% |
| Uninsured deposits | 13.5% | 0.5% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Dakotaland Federal Credit Union has the higher TellerScore (76 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Dakotaland Federal Credit Union leads on 4 and Hb Telco Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.