TellerScore

Side-by-side · Q2 2026 data

Dannemora Federal Credit Union vs Tct Federal Credit Union

Credit union

Dannemora Federal Credit Union

Plattsburgh, New York · $100 million – $1 billion

85of 100
Very strong

Credit union

Tct Federal Credit Union

Ballston Spa, New York · $100 million – $1 billion

61of 100
Moderate

Metric by metric

MeasureDannemora Federal Credit UnionTct Federal Credit Union
TellerScore85 (stronger)61
Capital cushion96 (stronger)44
Loan quality83 (stronger)78
Earnings64 (stronger)34
Funding & liquidity85 (stronger)80
Problem-loan coverage95 (stronger)90
Peer percentile87th24th
Total assets$320.3M$295.6M
Deposits / shares$273.9M$267.3M
Capital ratio14.55% (stronger)9.45%
Problem loans0.51% (stronger)0.65%
Net charge-offs0.25%0.22% (stronger)
Return on assets1.11% (stronger)0.34%
Loans ÷ deposits75.2% (stronger)80.5%
Uninsured deposits2.9% (stronger)7.6%
Offices44
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—20.0%

Dannemora Federal Credit Union has the higher TellerScore (85 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Dannemora Federal Credit Union leads on 6 and Tct Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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