Side-by-side · Q2 2026 data
Datcu Credit Union vs United Heritage Credit Union
Metric by metric
| Measure | Datcu Credit Union | United Heritage Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 56 |
| Capital cushion | 100 (stronger) | 49 |
| Loan quality | 96 (stronger) | 59 |
| Earnings | 83 (stronger) | 40 |
| Funding & liquidity | 55 | 67 (stronger) |
| Problem-loan coverage | 98 (stronger) | 81 |
| Peer percentile | 97th | 15th |
| Total assets | $1.8B | $1.7B |
| Deposits / shares | $1.5B | $1.3B |
| Capital ratio | 17.19% (stronger) | 9.87% |
| Problem loans | 0.13% (stronger) | 1.22% |
| Net charge-offs | 0.69% | 0.44% (stronger) |
| Return on assets | 1.57% (stronger) | 0.51% |
| Loans ÷ deposits | 105.5% | 92.8% (stronger) |
| Uninsured deposits | 5.0% (stronger) | 6.8% |
| Offices | 14 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 32.8% |
Datcu Credit Union has the higher TellerScore (89 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Datcu Credit Union leads on 5 and United Heritage Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.