Side-by-side · Q2 2026 data
Davis Trust Company vs FNB Bank, Inc.
Metric by metric
| Measure | Davis Trust Company | FNB Bank, Inc. |
|---|---|---|
| TellerScore | 53 | 70 (stronger) |
| Capital cushion | 35 | 56 (stronger) |
| Loan quality | 78 | 85 (stronger) |
| Earnings | 43 | 60 (stronger) |
| Funding & liquidity | 47 | 69 (stronger) |
| Problem-loan coverage | 78 | 93 (stronger) |
| Peer percentile | 9th | 43rd |
| Total assets | $274.9M | $277.9M |
| Deposits / shares | $204.2M | $247.8M |
| Capital ratio | 8.47% | 10.60% (stronger) |
| Problem loans | 0.66% | 0.45% (stronger) |
| Net charge-offs | 0.17% (stronger) | 0.23% |
| Return on assets | 0.57% | 0.99% (stronger) |
| Loans ÷ deposits | 109.1% | 84.0% (stronger) |
| Uninsured deposits | 18.6% (stronger) | 21.5% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.6% |
FNB Bank, Inc. has the higher TellerScore (70 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Davis Trust Company leads on 2 and FNB Bank, Inc. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.