Side-by-side · Q2 2026 data
Davis Trust Company vs Freedom Bank, Inc.
Metric by metric
| Measure | Davis Trust Company | Freedom Bank, Inc. |
|---|---|---|
| TellerScore | 53 | 78 (stronger) |
| Capital cushion | 35 | 64 (stronger) |
| Loan quality | 78 | 88 (stronger) |
| Earnings | 43 | 79 (stronger) |
| Funding & liquidity | 47 | 79 (stronger) |
| Problem-loan coverage | 78 | 95 (stronger) |
| Peer percentile | 9th | 72nd |
| Total assets | $274.9M | $429.7M |
| Deposits / shares | $204.2M | $380.4M |
| Capital ratio | 8.47% | 11.40% (stronger) |
| Problem loans | 0.66% | 0.36% (stronger) |
| Net charge-offs | 0.17% | 0.02% (stronger) |
| Return on assets | 0.57% | 1.48% (stronger) |
| Loans ÷ deposits | 109.1% | 81.5% (stronger) |
| Uninsured deposits | 18.6% | 13.2% (stronger) |
| Offices | 2 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Freedom Bank, Inc. has the higher TellerScore (78 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Davis Trust Company leads on 0 and Freedom Bank, Inc. on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.