Side-by-side · Q2 2026 data
Davis Trust Company vs Highlands Bank
Metric by metric
| Measure | Davis Trust Company | Highlands Bank |
|---|---|---|
| TellerScore | 53 | 69 (stronger) |
| Capital cushion | 35 | 60 (stronger) |
| Loan quality | 78 (stronger) | 70 |
| Earnings | 43 | 71 (stronger) |
| Funding & liquidity | 47 | 71 (stronger) |
| Problem-loan coverage | 78 | 87 (stronger) |
| Peer percentile | 9th | 40th |
| Total assets | $274.9M | $407.1M |
| Deposits / shares | $204.2M | $356.8M |
| Capital ratio | 8.47% | 11.00% (stronger) |
| Problem loans | 0.66% (stronger) | 0.91% |
| Net charge-offs | 0.17% | -0.00% (stronger) |
| Return on assets | 0.57% | 1.27% (stronger) |
| Loans ÷ deposits | 109.1% | 85.8% (stronger) |
| Uninsured deposits | 18.6% | 18.3% (stronger) |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.7% |
Highlands Bank has the higher TellerScore (69 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Davis Trust Company leads on 1 and Highlands Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.