Side-by-side · Q2 2026 data
Davis Trust Company vs Mountain Valley Bank, N.A.
Metric by metric
| Measure | Davis Trust Company | Mountain Valley Bank, N.A. |
|---|---|---|
| TellerScore | 53 | 87 (stronger) |
| Capital cushion | 35 | 86 (stronger) |
| Loan quality | 78 | 94 (stronger) |
| Earnings | 43 | 76 (stronger) |
| Funding & liquidity | 47 | 87 (stronger) |
| Problem-loan coverage | 78 | 96 (stronger) |
| Peer percentile | 9th | 91st |
| Total assets | $274.9M | $201.9M |
| Deposits / shares | $204.2M | $175.1M |
| Capital ratio | 8.47% | 13.65% (stronger) |
| Problem loans | 0.66% | 0.19% (stronger) |
| Net charge-offs | 0.17% | 0.02% (stronger) |
| Return on assets | 0.57% | 1.40% (stronger) |
| Loans ÷ deposits | 109.1% | 72.9% (stronger) |
| Uninsured deposits | 18.6% | 11.6% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mountain Valley Bank, N.A. has the higher TellerScore (87 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Davis Trust Company leads on 0 and Mountain Valley Bank, N.A. on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.